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New Visa (card) Secure Payments on Factory.Sale
Pay securely with your Visa card through an extra layer of online payment protection.
What is Visa Secure?
Visa Secure is an online payment security service that helps protect Visa card payments when shopping online.
When you pay by Visa card on participating websites, Visa Secure may add an additional authentication step during checkout. This helps your card issuer confirm that the person making the payment is really you.
On Factory.Sale, Visa card payments may be protected by Visa Secure when the card issuer and payment environment support this service. The process is designed to make online payments safer while keeping the checkout experience simple and smooth.
Visa Secure is especially useful for online and cross-border purchases, where payment confidence and transaction security are important.
Why use Visa Secure on Factory.Sale?
Secure online card payment
Visa Secure helps protect your Visa card from unauthorized use when making online purchases.
Extra authentication when needed
During checkout, your card issuer may ask you to confirm your identity before approving the payment.
No separate registration required
You do not need to download software, install an app or create a separate Visa Secure account to use the service. The process works automatically when supported by your card issuer and the merchant payment system.
Useful for international orders
Visa Secure gives buyers additional confidence when placing orders online, especially when purchasing from another country.
Familiar Visa payment environment
If additional verification is required, you may see the Visa logo during the authentication process. This indicates that Visa is helping pass information securely to your card issuer so your identity can be checked.
How Visa Secure payments work on Factory.Sale
Step 1 – Choose your product or request an offer
The buyer selects a product on Factory.Sale or confirms the order details with the Factory.Sale team.
Step 2 – Confirm the order amount
Factory.Sale confirms the product, price, delivery cost and order conditions before payment.
Step 3 – Pay by Visa card
The buyer proceeds with card payment using a Visa credit or debit card.
Step 4 – Complete additional verification if required
If your card issuer requires extra authentication, you may be asked to confirm your identity. This may happen through a one-time password, banking app confirmation, biometric verification or another method provided by your card issuer.
Step 5 – Payment is confirmed
Once the payment is approved, Factory.Sale receives confirmation and starts processing the order according to the agreed terms.
Payment terms
Visa card payments on Factory.Sale are made in EUR unless agreed otherwise.
The buyer pays the confirmed order amount before the order is processed.
Delivery costs, if applicable, are confirmed separately before payment.
Visa Secure authentication is handled by the buyer’s card issuer. Factory.Sale does not control the authentication method, approval decision or any additional verification requirements.
Currency conversion fees, bank fees or card-related charges may apply depending on the buyer’s card issuer and country. Any such fees are managed by the card issuer or payment provider.
Buyer protection and card security
Visa Secure is designed to make online card payments safer by adding an extra layer of protection during checkout.
When additional authentication is required, your card issuer checks your identity before allowing the transaction to continue. This helps reduce the risk of unauthorized card use.
Visa also refers to its Zero Liability policy, which may protect cardholders from unauthorized charges in many situations. However, this policy may not apply to all card types or all transactions, and cardholders must still take reasonable care of their card and report unauthorized use to their card issuer as soon as possible.
Factory.Sale’s own delivery, return and warranty conditions remain valid regardless of the selected payment method.new partners, Escrow is a sensible choice.
Who is Visa Secure for?
Visa Secure card payments are suitable for:
- international buyers
- customers who prefer paying by Visa card
- buyers who want a familiar online payment method
- customers who want additional security during checkout
- smaller and medium-sized product orders
- online purchases where fast payment confirmation is needed
Visa Secure, PayPal, Escrow and invoice payments payments
Factory.Sale offers different payment methods depending on the order type, customer needs and transaction value.
Bank transfer by invoice is suitable for standard B2B orders and agreed business purchases.
Escrow payments are suitable for high-value orders, new business relationships and transactions where both buyer and seller want additional protection through an independent escrow process.
PayPal payments are suitable for selected orders where the buyer prefers a fast and familiar international payment method.
Visa Secure card payments are suitable when the buyer wants to pay directly by Visa card and benefit from additional online payment authentication when required.
Installment payment may be available depending on the product, order amount and agreed conditions.
Ready to pay securely by Visa card?
If you would like to pay by Visa card on Factory.Sale, confirm your order details with our team or proceed through the available checkout options.
If Visa Secure authentication is required, simply follow the instructions shown on your screen. Your card issuer will guide you through the verification process.
Contact us for more information.
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FAQ
Can I use both Visa credit and debit cards?
Yes. Visa Secure is designed for online purchases made with both Visa credit and debit cards. If you use a Visa debit card, the online transaction works similarly to a credit card transaction, and you do not need to enter your card PIN during the online payment process.
Do I need a new Visa card to use this service?
No. Your current Visa card may work with Visa Secure if your card issuer participates in the Visa Secure programme. For more information, check with the bank or financial institution that issued your card.
How do I know if my online purchase has this additional protection?
The service works automatically at participating online checkouts. You do not need to download software, install anything or register a separate account. In some cases, you may be asked to verify your identity during payment so your card issuer can confirm that the transaction is legitimate.
What happens when I complete the purchase?
When completing the transaction, you may be asked to confirm your identity if additional authentication is needed. This extra step helps ensure that the person using the card is the actual cardholder.
What kind of additional verification may be required?
Your card issuer may use different methods to verify your identity. This can include a one-time password, confirmation through a banking app, biometric data or another authentication method. If this step appears, follow the instructions shown on your screen.
Why do I see the Visa logo during verification?
The Visa logo may appear during additional verification to show that Visa is helping pass information securely to your card issuer. This helps your card issuer check your identity and confirms that the authentication step is part of a secure payment process.
I previously saw the name “Verified by Visa”. Is this the same service?
The name “Verified by Visa” is no longer used, but the same type of technology continues under Visa Secure. The service has been updated to make transactions safer and the user experience smoother.
